SWAN TREASURE (Software for Bank Treasury Operations) The software has been designed for processing of complete treasury operations, right from Deal entry, through Back office functions, periodic processing to printing of statutory and internal reports. It follows RBI guidelines in various matters like, Sale limits, Front-Office / Back-Office, Repo deal entries, Classes of Holding etc. The software is updated from time to time to keep in tune with the newer guidelines.

The software is being used by a number of banks. Some of these banks are using it for more than five years now. New developments, esp. RBI directives are incorporated from time to time and delivered free of cost to all users. Almost all types of security instruments are handled in the system, including Government Securities, Treasury Bills, Commercial Papers, Shares, Units etc. In addition, Borrowing and Lending operations can also be covered for smaller banks, which do not have a separate department to handle them.

Separate portfolios can be maintained for various funds / earmark funds like Reserve Fund, Staff Provident Fund, securities pledged with CCIl etc. Reports can be generated separately for each fund account or all bank investment together. Investments can be transferred from one fund to another fund. In case of bigger banks, which manage Constituent portfolio for other smaller banks, there is provision for maintaining separate, watertight portfolios for the constituent accounts.

Securities pledged to CCIL are automatically earmarked to the extent of CBLO borrowing on daily basis. The earmarking can be conveniently adjusted to the actual market-based figures informed by CCIL. The earmarked amounts are reduced from the SLR position reports. System keeps track of SLR and CRR requirements. The CRR position is automatically updated and can be viewed for the entire period of 15 days. The future position also reflect amounts falling due in the period. Investment portfolio can be reported in user defined groups & sub-groups up to 6 level deep. Besides Face Value and Book Value the report also displays Purchase Yield, Current Yield at individual level and all group levels.

It provides for most of the daily and periodic statutory reports like fortnightly call borrowing and lending with average interest rate, Fortnightly SLR maintenance etc. It also provides for many internal reports and daily accounting reports like supplementary for day book. More reports can be generated as per the client requirements. It keeps track and automatically processes all due date operations like Settlement, Repo, Interest, Maturity, Put / Call options etc. so as to minimize the data entry work and omissions. Data security and Confidentiality is enhanced by tools like, Access Control, Maker-Checker concept and Audit Trail for all entries and modifications.

Internal printing tools are used for generating reports in text format, which improves the printing speed to about 4 times, over that of printing through windows. Powerful drill-down inquiry allows viewing of complete information of a Deal, Account Folio, Ledger, Transaction etc. Single database and single program makes the user and the supervisor comfortable while training and handling of the work. It makes the housekeeping and control activities like backups / restore/ installation etc. very easy and removes dominance of individuals.

The software is based on windows operating system, making it adaptable to new technologies and increasing scope of keeping with the time. The database used is RDBMS (MS-SQL), which ensures multi-user environment, data integrity and ease of database maintenance activities. Most important, it is backed by the service assurance from EXXON, for user training, hand holding, smooth transition and powerful support.